Command Centre

FY2026-27 actuals against budget, Household and Business. Autosaves to Cloudflare KV.

Every ETF parcel in the joint Pearler account with its cost base and CGT discount date. Sync from Pearler, plan the lowest-tax sale for a contribution tranche, export a CGT schedule for Leanne. Opens in claude.ai (sign in required); nothing to deploy. Enter each ETF’s AMIT statement before a sale.

Net worth, the investable-capital gauge, where the wealth sits, and progress to the v24.11 targets. Warns when the latest month is stale. Months sync to KV.

The March review surface: plan tracks, the one super track, DCA from the ledger, the Crash Rule and the concentration checks (VVLU at the 18% trigger).

Branch A or B, Liz’s $2,000 and re-letting the unit. New in v26.5: the hold branch — sell in March 2028 or 2029 instead, at any price, with the super top-ups paid on time or lapsed. With volatility and tax off it reproduces the plan exactly. Tax on (the default): all five contributions clear in about 51% of runs (A), 37% (B).

Does the order of returns break the plan, independent of their level? Branch selector and Liz toggle. Runs the v26.4 engine (no hold branch). To be folded into the Monte Carlo at the March rebuild.

What can we spend once the pension opens? Spending frontier in real dollars and withdrawal rules priced against each other. Inputs: Lance ~$1,465,000, Liz ~$1,150,000, bridge ~$342,000 (A), start of 2039 in 2026 dollars.

How we take money out after 2038: both pensions in ART’s Balanced Index, no cash sleeve, and the Flex Rule (−10% spending when growth is more than 20% off its peak). Liz’s sign-off outstanding for her account.

Contribution rules. Consolidation Rule (adopted): from 2041 the bridge above $100,000 into super, split to even the balances. Catch-Up and Recycling Rules still draft. One accountant question gates all three.

Liquidity, savings rate, leverage and concentration, snapshotted at each review. To be folded into the Cockpit at the March rebuild.

When does work become optional? Both stop at the end of 2038 in the scripted plan. Overlaps the Monte Carlo; to be retired at the March rebuild.